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There’s no single best mattress protector for a pillow top mattress. There’s a best one for your bed, your habits and what you’re protecting it from. Three facts decide it: how deep your pillow top sits, whether you want a fitted sheet style or a full zippered encasement, and what you need the top surface to feel like under your sheets. These ten protectors differ on exactly those points – depth range, closure type and fabric – not on some ranking of quality. Most buyers split between the SafeRest Waterproof Queen Protector, a simple fitted design that stretches to 18 inches, and the SureGuard Zippered Encasement, which seals the whole mattress shut.
| # | Product | ||
|---|---|---|---|
| 1 |  | SafeRest Waterproof Queen Protector Top Pick | Check Price |
| 2 |  | PlushDeluxe Bamboo Protector Best for Hot Sleepers | Check Price |
| 3 |  | Utopia Bedding Waterproof Protector Also Great | Check Price |
| 4 |  | BEDLORE Waterproof Protector | Check Price |
| 5 |  | Utopia Bedding Zippered Protector | Check Price |
| 6 |  | SureGuard Zippered Encasement Best for Bed Bugs | Check Price |
| 7 |  | AllerEase Maximum Protector Best for Allergies | Check Price |
| 8 |  | Bedecor Cotton Terry Protector | Check Price |
| 9 |  | Serta Power Clean Protector Best for Stain Release | Check Price |
| 10 |  | Casper Sleep Waterproof Protector Best for Stretchy Fit | Check Price |
1. SafeRest Waterproof Queen Size Mattress Protector
Best for: someone who wants quiet, simple protection every night
A pillow top adds height, and a protector that fights that height bunches at the corners or pops off by morning. This one uses a deep-stretch skirt that fits mattresses up to 18″, so it pulls down over the extra loft and stays there. The surface is viscose derived from bamboo, which the listing describes as smooth and cool to the touch, and there’s no added padding, so your pillow top still does the cushioning.
It’s also OEKO-TEX Standard 100 certified, meaning the material was tested for harmful substances. That matters if the protector sits against your skin eight hours a night. No zippers, machine washable, and it comes in eight sizes from Twin to California King plus Crib.
This isn’t for you if you’re dealing with bed bugs or want the mattress sealed on all six sides. A fitted protector covers the top and drapes the sides, nothing more.
Good if:
- You want the pillow top’s own softness to come through, not a layer of padding on top of it
- You wash bedding often and want something that goes straight in the machine
- You care about certified materials next to your skin
Skip it if:
- You need full encasement against bed bugs or dust mites inside the mattress
- You want a quilted or padded surface
2. PlushDeluxe Bamboo Waterproof Mattress Protector
Best for: a hot sleeper who wants bamboo fabric and full waterproofing
Bamboo viscose is the whole point here, and the listing leans on it hard: ultra-soft, breathable, moisture-wicking and heat-regulating. If you sleep warm, a membrane that traps heat under your back is the thing you’ll notice by 3 a.m. This one claims the opposite, and it’s built for all mattress types – memory foam, latex or spring – so a pillow top is covered too.
The waterproof claim is broad. The listing names spills, sweat, urine, incontinence, potty training, nursing and pets. That’s a protector aimed at households where accidents happen, not just the occasional glass of water. It’s also described as completely silent, with no crinkling sound.
Queen measures 60”x80” and fits depths up to 18”. What it isn’t is a zippered encasement – it’s a fitted cover, so the sides of your mattress are protected but the underside isn’t.
Good if:
- You sleep hot and want the coolest surface you can get under a sheet
- You’re protecting against sweat, urine or pet accidents regularly
- You hate the plasticky crinkle some waterproof layers make
Skip it if:
- You need the mattress sealed on all six sides
- You want a quilted, padded feel rather than a smooth one
3. Utopia Bedding 100% Waterproof Queen Size Mattress Protector Noiseless
Best for: a first-time buyer who just wants quiet, basic protection
This is the plainest option in the group, and that’s its case. The listing states 100% polyester, a soft blended surface, a waterproof terry top with a TPU backing, and a fitted style with elastic all around. Queen dimensions are 60 by 80 by 17 inches, with deep fitted pockets and turned hems.
The word the listing keeps returning to is quiet – noiseless is in the title itself. The terry top is also described as extra absorbent.
Care is specific and worth following: machine wash cold on gentle, tumble dry low, no iron, no bleach, no fabric softener.
This isn’t for a mattress deeper than 17 inches, and it’s not a zippered encasement.
Good if:
- You want a straightforward fitted protector with no extra features to think about
- Noise bothers you more than anything else
- You’ll actually follow the wash instructions
Skip it if:
- Your mattress is deeper than 17 inches
- You need bed bug or full encasement protection
4. BEDLORE Waterproof Mattress Protector
Best for: someone who wants a quilted, padded surface on top
Most protectors here are smooth. This one is quilted, and the listing says the design locks in filling for even support and helps regulate temperature.
The waterproofing is an upgraded TPU layer that the listing says fully blocks liquids. The fabric is described as ultra-soft, breathable and noiseless, so movement doesn’t produce that crinkle. The 360° elastic skirt fits mattresses up to 18″ deep for a slip-free fit.
Care is simple: machine washable, dirt-resistant, tumble dry low, no ironing or bleaching. What it doesn’t claim is any certification or a warranty term, and it’s a fitted cover rather than a zippered encasement.
Good if:
- You want a bit of quilted softness over a pillow top that’s lost some loft
- You want an 18-inch depth fit with elastic all the way around
- You prefer simple wash-and-dry care
Skip it if:
- You want the thinnest possible layer so your mattress feels unchanged
- You need the mattress sealed on all sides
5. Utopia Bedding King Size Mattress Protector Zippered
Best for: a household with kids or pets that needs full coverage
A fitted protector covers the top. This one covers everything. The listing describes 360° coverage that fully encases all sides of a king mattress measuring 78 by 80 inches, up to 15 inches deep, with a wrap-around zipper that encloses the mattress for a tight, secure fit. Nothing shifts, because there’s nowhere for it to shift to.
The fabric is smooth knitted polyester, described as non-crinkling, so it stays quiet and lays flat. The waterproof layer blocks spills, sweat, drinks and everyday accidents – the listing names homes with kids or pets directly. It’s machine washable and tumble dry low with your regular laundry.
Two things to know. The depth limit is 15 inches, which is shallower than most here, so measure your pillow top first. And the listing points to an installation video for step-by-step guidance.
Good if:
- You want the mattress covered on the bottom and sides, not just the top
- Kids, pets or frequent spills are part of daily life
- You want a zipper closure rather than an elastic skirt
Skip it if:
- Your mattress is deeper than 15 inches
- You want to strip and wash the protector in seconds
6. SureGuard Queen (9-12″ Deep) Zippered Mattress Protector Encasement
Best for: someone dealing with bed bugs or allergens in the mattress
This one is a six-sided encasement with a super fine zipper using Invisi-Zip and SureSeal technology that the listing says completely seals the mattress off from bed bugs. The listing recommends pairing it with a SureGuard Box Spring Encasement to close the loop.
It’s also 100% waterproof against perspiration, bed wetting, liquids and stains, with a 10-year quality guarantee. The top is 100% cotton terry, which wicks moisture and keeps the feel of your mattress, and it’s free from vinyl, PVC, phthalates and fire retardants. It’s independently lab tested and GREENGUARD Gold certified.
The catch is depth: this queen fits 9 to 12 inches only, so it suits a shallow pillow top, not a deep one. The listing also notes that for frequent accidents you should place a fitted SureGuard protector over the encasement.
Good if:
- You’ve had bed bugs, or you’re moving into a place that might have
- You want a 10-year guarantee and GREENGUARD Gold certification
- You want a cotton terry surface rather than a synthetic one
Skip it if:
- Your mattress is deeper than 12 inches
- You want something you can pull off and wash weekly
7. AllerEase Maximum Protector
Best for: an allergy sufferer who wants a lifetime warranty
Allergy protection is the stated job here, and the construction supports it: a soft, quiet top fabric backed by a waterproof layer, with sidewall construction that fits queen and king mattresses up to 15 inches.
The care instructions are unusually permissive – machine wash hot with nonchlorine bleach when needed, which is more than most protectors here allow. Tumble dry on the lowest setting, separately, and remove when dry.
The lifetime warranty is the standout term in this group. The trade-off is that the listing states no fabric composition and no certification, so if certified materials matter to you, another pick states that outright. It’s also a zippered encasement, so it’s not a weekly-strip item.
Good if:
- Allergies or asthma are the main reason you’re buying
- You want to wash hot with bleach when needed
- A lifetime warranty matters to you
Skip it if:
- You want a fitted protector you can strip and wash in seconds
- You want a stated fabric or a certification named in the listing
8. Bedecor Queen Waterproof Mattress Protector
Best for: someone who wants the mattress to feel untouched
The whole pitch is thinness. The listing says the cotton terry lies flat under your sheet with no crinkle and no change to how your mattress feels – sleep on your mattress, not on plastic. If you bought a pillow top for its softness, that’s the right instinct.
The terry top sits over a breathable TPU membrane that blocks spills, sweat, pet accidents and bedwetting while air passes through. Terry feels like a towel rather than vinyl, and it’s described as staying quiet wash after wash. The fitted sheet style has elastic all around and a 9-18 inch deep pocket, sized from Twin to Cal King.
Care is the one thing to get right: machine wash cold or warm, no bleach, and line dry to keep the TPU layer intact. It’s a fitted cover, not an encasement.
Good if:
- You don’t want to feel the protector at all
- You have a deep mattress – the pocket range starts at 9 inches
- You’re fine with line drying
Skip it if:
- You want to tumble dry
- You need full six-sided encasement
9. Serta Power Clean Triple Action Waterproof Mattress Pad
Best for: someone who wants stain release and odor control built in
Two features separate this from everything else here. First, 3M Scotchgard Wicking Stain Release Technology, which the listing says wicks away moisture and sweat and helps release stains in the wash. Second, a fabric treatment that prevents odors.
The build is a diamond-quilted pattern with 7.5 oz. of thermal bonded siliconized hi-loft fill for even softness. HydraBond technology makes it waterproof without being noisy. Queen measures 60″ x 80″ with a 15″ deep pocket stretching to 18″ for a secure fit.
Care is cold gentle cycle, non-chlorine bleach when needed, tumble dry low, no iron, no dry clean. The waterproof layer is attached to the back so it stays put in the wash. It’s a fitted pad, so the sides get some coverage but the underside doesn’t.
Good if:
- You want stains to actually come out in the wash
- Odor control matters – pets, kids, night sweats
- You want a quilted, cushioned surface over your pillow top
Skip it if:
- You want the thinnest possible layer
- You need a zippered encasement
10. Casper Sleep Waterproof Mattress Protector
Best for: someone who wants a known sleep brand and a stretchy fit
Casper’s entry keeps it simple: a waterproof design, crinkle-free materials, and active stretch fabric that the listing says hugs any mattress up to 16 inches deep. The stretch is the interesting part – a pillow top with a topper on it’s an awkward shape, and stretch fabric conforms to it better than a stiff skirt.
The brand has been around over 11 years and the listing says it has helped more than 4.5 million people sleep better. It’s also described as guarding against dirt, spills and normal wear and tear.
Note the depth ceiling: 16 inches is less than the 18 inches most others here state. And the listing doesn’t name a fabric, a certification or a warranty term, so if any of those decide it for you, look at the picks that state them.
Good if:
- You want stretch fabric that conforms to an awkward pillow top shape
- You trust an established sleep brand
- Quiet, crinkle-free materials are your priority
Skip it if:
- Your mattress is deeper than 16 inches
- You want a named fabric, certification or warranty term in the listing
Where These Overlap
Several of these are close enough that the choice barely matters. The SafeRest Waterproof Queen Protector, the PlushDeluxe Bamboo Protector and the BEDLORE Waterproof Protector all fit up to 18 inches, all secure with a fitted skirt, and all claim a quiet, breathable top over a waterproof layer. On the listings alone, the difference is the surface: bamboo viscose on two of them, quilted filling on the BEDLORE. Pick by what you want to feel, not by which one wins.
The Bedecor Cotton Terry Protector sits in the same fitted family, separated mainly by its 9-18 inch pocket range and its line-dry instruction.
The real divide is closure type. The Utopia Bedding Zippered Protector, the SureGuard Zippered Encasement and the AllerEase Maximum Protector seal the mattress rather than drape it, and that changes how you live with them – you unzip to wash instead of stripping a sheet. Within that group the listings do separate them: SureGuard caps at 12 inches deep and names bed bugs, while Utopia and AllerEase each reach deeper, with AllerEase adding a lifetime warranty. If your pillow top is deep, the fitted group is where you land.
Still Not Sure?
How often will I actually wash this?
Be honest about this one, because it decides the closure type. If you’ll wash monthly or after every spill, a fitted protector you can strip in ten seconds is the right shape – the SafeRest Waterproof Queen Protector goes straight in the machine with no zipper to fight. If you’ll wash it twice a year, a zippered encasement makes more sense, since you’re not paying for convenience you won’t use.
What do I already own that this has to work with?
Think about your sheets, your mattress topper and your bed frame. A quilted protector like the BEDLORE Waterproof Protector adds height, and a tight-fitting sheet may not stretch over it. A very thin one like the Bedecor Cotton Terry Protector changes nothing about fit. If you already use a mattress topper, measure the total stack before you buy and compare it to the depth range the maker states.
What am I most likely to regret choosing?
Usually one of two things: a protector that crinkles, or one that doesn’t fit the depth. The crinkle complaint is why so many listings here use the word noiseless, and it’s worth taking seriously if you’re a light sleeper. The depth mistake is worse, because it’s not fixable. Measure your pillow top at the corner, not the middle, and compare it to the stated range. If you’re near the ceiling of a range, check that number twice before you buy.
Related guides
- Best Mattress Protector For Memory Foam: Top Picks & Tips
- Best Mattress Protector For Latex Mattress: Top Picks
Frequently Asked Questions
Will a regular mattress protector fit a pillow top mattress?
It depends on the depth, not the word “pillow top.” A pillow top adds height, so a mattress that fits a protector’s range without it may sit outside that range with it. Measure at the corner: the SafeRest Waterproof Queen Protector fits up to 18″, the Bedecor Cotton Terry Protector covers 9 to 18 inches, and the Casper Sleep Waterproof Protector stops at 16 inches. Anything under your measurement will pop off at the corners.
Do waterproof mattress protectors make noise when you move?
Some do, and the listings here treat it as a headline feature rather than a footnote. The Utopia Bedding Waterproof Protector puts “Noiseless” in its title, the PlushDeluxe Bamboo Protector says “completely silent – no crinkling sound,” and the BEDLORE and Casper listings both claim crinkle-free or noiseless materials. The noise comes from the waterproof membrane, so a soft fabric top over a thin TPU layer is the design that avoids it.
What does OEKO-TEX Standard 100 certification mean on a mattress protector?
It means the finished material was tested for harmful substances, and it’s one of the few third-party checks named on these listings – the SafeRest Waterproof Queen Protector carries it. The OEKO-TEX Standard 100 page explains what the testing covers. It matters most when the fabric sits against your skin all night. The SureGuard Zippered Encasement instead states it’s free from vinyl, PVC, phthalates and fire retardants and is GREENGUARD Gold certified.
Can I wash a waterproof mattress protector in hot water?
Check your specific protector, because the listings differ sharply here. The AllerEase Maximum Protector allows machine wash hot with nonchlorine bleach when needed, which is unusual. The Utopia Bedding Waterproof Protector says machine wash cold on gentle, no bleach, no fabric softener. The Bedecor Cotton Terry Protector says no bleach and line dry to keep the TPU layer intact.
Conclusion
If your pillow top is deep and you want to strip and wash the protector easily, the SafeRest Waterproof Queen Protector is the one to look at first. If you’re dealing with bed bugs, allergens inside the mattress, or you want the whole thing sealed, the SureGuard Zippered Encasement is built for that job. Start by measuring your mattress at the corner, then check that number against the depth range on the listing before you buy.